Hoping you can offer me some advice – I am extremely concerned.
The wheels are in motion for me to move into a new flat (immiently).
As I have a long term disability which prevents me from working ( and am in receipt of ESA support category and enhanced PIP), I will be paying my rent with Housing Benefit. Because of this, I require a guarantor. Unfortunately, my parents have just unexpectedly failed the credit check. I am absolutely devastated.
The only other option is for me to pay 6 months advance rent – in which case, I do not need a guarantor.
If I do pay 6 months advance rent before moving into the property, will I still be entitled to Housing Benefit? My elderly grandmother has offered to loan me the money, providing I will still recieve LHA with which I will be able to pay her back. Will I be able to do this?
Will I be ineligible for housing benefit for the six months I have paid in advance? I am claiming for the first time.
Any advice will be most appreciated!!
Thank you x