I was hoping someone could advise.
My wife and I moved out of a rental property in July 2015.
As the Landlord and ourselves disagreed on the amount to be deducted from the deposit with used the Alternative Dispute Resolution to resolve the issue.
The majority of our deposit was return but some was given to the landlord to fix an damp issue behind the Washing Machine.
We have just received a letter from a solicitor instructing us that RSA insurance want us to pay the £500 excess on our old landlords policy as he has instructed them to claim this from us.
Is there a time limit on claims that can be made against us, as we have moved out nearly 18 months ago it seems a long time to be able to claim against us?
Also if we used the ADR to resolve the deposit issues can the insurance company/landlord still claim against us?
Timeline is as follows:
07/02/2014 Moved in to the Property
10/06/2016 Reported the Loo wasn’t working
10/02/2014 Washing machine was installed by Curry (we have the receipt)
05/08/2014 We reported seeing damp
16/08/2014 LL visited and inspected leak (Verbally confirmed it wasn’t leaking)
21/08/2014 Received email from LL confirming he would instruct a plumber to inspect both Leaks
27/08/2014 Plumber came – No report was given
10/05/2015 Handed our notice
31/07/2015 Vacated the property
05/08/2015 Check out
11/08/2015 outstanding issues raised
17/08/2015 Ask for deposit back
28/08/2015 Deposit back
23/10/2015 No resolution – ADR Raised
13/11/2015 LL Submitted evidence
16/12/2015 ADR decision
03/01/2017 RSA asking for us to pay the excess on the insurance